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Watch out for e-mail scams - i.e. phishing
As far as I know, both of these phishing websites have been shut down so you can't really follow any links anymore. However, the emails I have still remain. Both Keybank & Suntrust are real banks & I'm sure that they're very good banks (otherwise who would try to scam their users?) - I have posted these here so that others can get an inkling of an idea as to what all the fuss is about.